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Property Damage Car Crash

Insurance companies can be difficult to deal with. Your friendly local insurance agent that sold you your policy has very little input concerning any claim you have to make. Insurance companies use attorneys, specially trained employees called adjustors or claims managers and investigators to make sure that the insurance company pays you as little as possible on your claim.

You need a professional looking out for you. I have spent more than 30 years helping people deal with insurance companies. My advice has always been that you should not trust an insurance company any further than you could throw their office building. An insurance company does not act in your best interest. An insurance company always acts in its own best interest.

Let me protect you in dealing with your insurance claim.

Here are some of the situations that I can help you with in dealing with an insurance company:

  1. Car crashes;
  2. Fire, hail, wind or other damage to your house;
  3. Denial of medical expenses by health insurance
  4. Denial of nursing home expenses or in-home care expense by long term care insurance; and
  5. Denial of disability benefits by private disability insurance.

CAR CRASHES: There are three basic issues: 1. Property Damage; 2. No-Fault Benefits: medical expenses/wage loss benefits; and 3. Personal Injury Claims. I now offer low contingent fees on select car crash claims. Get more information here.

1. Property Damage: If you are involved in a crash and your car is damaged or destroyed, the person that caused the crash is responsible for paying for the damage. If your insurance coverage includes damage to your car it is often simpler to accept a payment from your insurance and allow your insurance to pursue re-payment from the other driver. If you do not have property damage coverage then you must make a claim against the other driver and deal with the driver’s insurance company. Often it is difficult to find an attorney to help with property damage claims. The cost of using an attorney that charges by the hour may be more than what you can expect to recover. That has never seemed fair to me. You should not be left to deal with an insurance company just because attorneys charge high hourly rates.

After thinking about this, here is what I decided I could do to help you in these situations:

Basic Car Crash insurance Consult:

Cost $65.00: I will review your case and advise you concerning the best way to proceed in dealing with both your insurance company concerning your no-fault benefits and also the other driver’s insurance concerning the damage to your car. You are responsible for completing the basic information form that I will provide to you and obtaining a copy of the crash report from the police department for my review. This will include a consultation at my office, by web-meeting or by telephone based on what works best for you. This service does not include negotiations with your insurance company or filing a lawsuit against the insurance company if negotiations do not resolve the issue to your satisfaction.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Complete Form Make Payment

Deluxe Car Crash Insurance Consult:

Cost $99.00: I will meet with you to help you complete your no-fault benefit application. I will obtain a copy of the crash report. I will review your case and advise you concerning the best way to proceed in dealing with both your insurance company concerning your no-fault benefits and also the other driver’s insurance concerning the damage to your car. I will review liability and fault issues with you. You are responsible for completing the basic information form that I will provide to you. This service does not include negotiations with your insurance company or filing a lawsuit against the insurance company if negotiations do not resolve the issue to your satisfaction.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Complete Form Make Payment

Car Crash Property Damage Negotiation:

Cost $ 199.00: I will meet with you to help you complete your no-fault benefit application. I will obtain a copy of the crash report. I will review your case and advise you concerning the best way to proceed in dealing with both your insurance company concerning your no-fault benefits and also the other driver’s insurance concerning the damage to your car. I will review liability and fault issues with you. You are responsible for completing the basic information form that I will provide to you and providing me with repair estimates for your car. I will negotiate with the insurance company to obtain payment for your property damage. This service does not include filing a lawsuit against the insurance company if negotiations do not resolve the issue to your satisfaction.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Complete Form Make Payment

Small Claims Court Property:

Cost $595: If you are not satisfied with the offers made by the insurance company to pay for your property damage I will bring your case in Cass County Small Claims Court. IMPORTANT: Small claims court is limited to claims of less than $15,000. By proceeding in Small Claims Court you are waiving your right to a jury trial. By proceeding in Small Claims Court you are waiving your right to appeal the Court’s decision. Whatever decision is made in Small Claims Court is final and binding.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Damage to your house. If you believe that your insurance company has not paid for all the repairs required after your house was damaged I can help you negotiate with your insurance company.

Complete Form Make Payment

House Damage Insurance Consult:

Cost $ 199.00: I will review your case and advise you concerning the best way to proceed in dealing with your insurance company concerning the damage to your house. I will review liability and fault issues with you. You are responsible for completing the basic information form that I will provide to you and providing me with repair estimates. I will negotiate with the insurance company to obtain payment for your repairs. This service does not include filing a lawsuit against the insurance company if negotiations do not resolve the issue to your satisfaction.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Complete Form Make Payment

General Insurance Consult:

Cost $ 199.00: I will review your case and advise you concerning the best way to proceed in dealing with your insurance company. I will review coverage and payment issues with you. You are responsible for completing the basic information form that I will provide to you and providing me with information needed to assess your situation. I will negotiate with the insurance company to obtain your benefits. This service does not include filing a lawsuit against the insurance company if negotiations do not resolve the issue to your satisfaction.

If your insurance company has denied payment for medical expenses, home health care expenses, long term care expenses or disability benefits, I can help.

  1. Complete this basic information FORM.
  2. Email the completed form to me and deposit the required fee by credit card, OR Print the completed FORM and mail it to me with your check for the required fee.
  3. Email or mail me a copy of your insurance policy and any repair estimates that you have.
  4. Email or mail me a copy of all contact you have had with the insurance company.
  5. As soon as I have received your fee deposit and the required information I will contact you.

Complete Form Make Payment

House Damage Insurance Claims

You should not be left to deal with an insurance company just because attorneys charge high hourly fees. I offer several Flat Fee options for property damage cases.

Personal Injury Claims: I now offer a less than 25% Contingent Fee for a limited number of select clients.  Get more information here.